Having a financial understanding is critical at all ages and should be prioritized for middle school students. The presentations  range from financial values, goal-setting, budgeting, banking, saving and investing. With the purpose to understand the importance of responsible money management. All presentations can be catered to fit desired objectives.

As students’ progress in their education, personal finance becomes less of an afterthought and more of a necessity along the pathway to adulthood. The presentations for this age group range from making decisions regarding money, minimizing college costs, maximizing income, budgeting, saving, investing, and using credit or credit cards wisely. All presentations can be catered to fit desired objectives.

That transition from high school to college for some is a very difficult one. The adjustment of living away from home and having more freedom and independence from their parents can be a real eye opener for them.  Financial literacy refers to the understanding of basic financial skills and concepts. It’s not just about knowing the information, but about successfully implementing it into your own life. When people have financial literacy, they have the knowledge and confidence to make informed financial decisions. The presentations  range from changing the mindset of money management and responsibility, budgeting and saving, debt management, setting financial goals, opportunity costs and Interest, investing, emotional spending, to marketing tactics. All presentations can be catered to fit desired objectives.

These presentations highlight the importance of saving money and helps navigate unforeseen situations, meet financial obligations, and build wealth. Saving money is vital. It provides financial security and freedom and secures you in a financial emergency. By saving money, you can avoid debt, which relieves stress and financial anxiety.

These presentations highlight the importance of responsible credit card debt management. Lenders view your credit score when deciding whether to give you a loan, and may also use it to determine the interest rate on a loan. Having a high credit score will serve you well in college and beyond, and using a credit card is a great way to start building up your credit.

These presentations inform and expose students to the different types of investments options they have to choose from and why investing matters. Investing is an effective way to put your money to work and potentially build wealth. Smart investing may allow your money to outpace inflation and increase in value. The greater growth potential of investing is primarily due to the power of compounding and the risk-return tradeoff.

Money Smart for Small Business (MSSB) provides an introduction to topics related to starting and managing a business. This instructor-led curriculum consists of 13 modules. These modules are designed to be delivered to aspiring or existing small business owners.

When preparing to enter the workforce formal education along with real world work experience are key components to making what can sometimes be a turbulent transition, as smooth as possible. These presentations offer guidance into resume preparation, navigating employment options, understanding the application process, and interpreting the job analysis questionnaire (JAQ). “AND OTHER TASKS AS ASSIGNED…”